The movement in interest rates marks a turning point for consumers, opening the door to optimism after years of economic turbulence. This will have a limited material impact on household spending, as monetary policy remains firmly in restrictive territory.
What are our predictions for real household spending over the next five years given the easing of monetary policy? How will the easing of monetary policy translate into lower borrowing costs for mortgages, motor vehicle loans, and other forms of consumer debt? How are Canadians coping with higher price levels on goods and services?
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