Executive Summary
Chapter 1—Benefits Strategy
Chapter 2—Group Benefits Plans
- Types of Group Benefits Plans
- Benefits Plan Funding
- Benefits Plan Administration
- Eligibility for Benefits
- Opting Out
- Waiting Periods
- Union and Non-Union Employee Benefits Comparison
Chapter 3—Group Benefits Plans for Full-Time Employees
- Extended Health Care Coverage
- Life Insurance
- Accidental Death and Dismemberment Insurance
- Critical Illness Insurance and Long-Term Care Insurance
- Premium Cost-Sharing Arrangements
- Annual Premiums
Chapter 4—Group Benefits Plans for Part-Time Employees
- Premium Cost-Sharing Arrangements
- Annual Premiums
Chapter 5—Retiree Benefits
- Premium Cost-Sharing Arrangements
- Annual Premiums
- Benefits Costs for Retirees
Chapter 6—Health Care Spending Accounts
- Prevalence
- Eligibility
- Contributions
Chapter 7—Benefits Function
- Staffing Ratios
- Outsourcing
Chapter 8—Benefits Costs
- Benefits Costs for Active Employees
Chapter 9—Conclusion
Appendix A—Bibliography
Appendix B—Respondent Profile
Appendix C—Participating Organizations
Appendix D—Key Group Benefits Plan Statistics