What’s Your Plan? Retirement Savings and Pension Plans in Canadian Organizations

The Conference Board of Canada, 25 pages, February 13, 2017
Briefing by
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This briefing uses data from a Conference Board of Canada survey conducted in the summer of 2016 to explore the prevalence of different types of retirement savings and pension plans, employer and employee contribution rates, and plan costs.

Document Highlights

The affordability of retirement continues to be a challenge for Canadians. Retirement savings and pension plans make up a large part of the total rewards package in terms of both costs to employers and value to employees. With the upcoming changes to the Canada Pension Plan (CPP), some organizations are reviewing their employer-sponsored retirement savings and pension plans to ensure that their plans are effective, affordable, and viable attraction and retention tools.

In the summer of 2016, The Conference Board of Canada conducted a survey of employers to gather information on the types of retirement savings and pension plans offered and the contribution rates and cost of these plans. What’s Your Plan? takes a closer look at the current retirement savings and pension plans provided by Canadian employers by assessing the data collected in the survey. It also highlights some of the key issues currently affecting retirement savings and pensions, including changes to the CPP and average retirement age, rates, and readiness.  

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