- About This Report
- Report Organization
Chapter 2—Getting Ready: Plans and Perspectives
- Retirement Age by Selected Demographics
- A Change of Direction
- It’s All About the Plan
- Gender and Planning
- Age and Planning
Chapter 3—How Financially Literate Are Canadians?
- Understanding Public and Private Pension Plans
- Learning the Basics: Respondents’ Sources of Information/Advice
- Which Advice Would Be Helpful?
Chapter 4—Putting Money Aside for Retirement
- Personal Retirement Savings Mechanisms
- The Bigger Picture: Funding for Retirement
- Primary Source of Retirement Income
- Funding Mechanisms for Current Retirees
- Current Retirees—Their Story
- How Are Retirees Faring?
Chapter 5—Pensions and Retirement Savings Plans
- Prevalence of Retirement Savings/Pension Plans
- Types of Plans Offered Through the Workplace
- Plan Contributions
- Confidence In and Satisfaction With Plans
- Satisfaction With Plans
- Making Choices: Trade-Offs for Greater Pension Contributions
- Who Would Trade?
Chapter 6—The Roles of Employers and Others
- Who Has Primary Responsibility?
- The Specific Role of Employers
- It’s Not Just About the Money
- Workplace Information/Support for Retirement
- What More Could Employers Be Doing?
Chapter 7—Conclusion and Thoughts for Moving Forward
- Literacy Skills Matter
- Starting Early Is Critical
- A Targeted Approach to Education Could Be Effective
- It Is a Shared Responsibility
- It Is About More Than Education
Appendix A—Methodology and Respondent Profile
Appendix B—Definitions of Retirement Savings/Pension Plans Used in the Questionnaire
Appendix C—Additional Data Tables